I love to bank indulgences for living people. Often, when people come into our lives and it's clear they've been deluded - I like to see that introduction as one that comes from Christ...Look at what they have done to my child.
When we take advantage of an indulgence that restores our soul to the point of our baptistm, it's a powerful experience. I can feel that power in my life, in my prayer, in my ability to intercede...etc.
Admittedly, I don't focus on them as much as I should. Thanks to Mike for the reminder.